Given you work hard for your money, the last thing you want to have happen is seeing much of it go out the door.

With this in mind, are you taking any pro-active steps to keep more of the money you work for?

This does not mean you can’t have some fun in the process.

By being smart about how you spend, you stand a much better chance of having more money around now and for the long haul.

So, is it time to keep more of your money starting today?

Using Your Head When Spending Money

In your efforts to keep more of your dollars and spend wisely, remember the following keys:

  1. Getting good value for your dollars – It is important that you do all you can to get good value for your dollars. That said would you say you are doing this? For example, do you like to get away from home on occasion? If so, do you tend to overspend when going on trips and the like? If the answer is yes, you need to reverse course. So, if you want discounts on Universal Studios tickets, those savings are out there if you know where to look. From approved ticket resellers to others offering tickets, get good value. The same holds true at the grocery store as another example. If you have not up to now, check with your local grocer to see if they offer any rewards programs. Such programs can save you money from the start of the year to the finish of it. At the end of the day, the more value you get for your dollar, the more money you apt to have around.
  2. Be an early planner – If you are contemplating a trip soon, book all needed reservations early. As an example, you are thinking about a summer getaway to a beach or even a resort. Waiting to the last minute to get any needed airfares, hotels and more is an accident waiting to happen. While you may get lucky and find some or much of what you need, you also could end up spending a lot more in the process. By booking as early as possible, you tend to make your next getaway more affordable and can relax.
  3. Avoid big credit card balances – Last, are you one with high credit card balances? If you said yes, you are setting yourself up for trouble for years to come. Some credit card balances get out of control due to emergencies. Many others are in fact consumers not using commonsense. That said do all you can to be smart about charging goods and services. There is no reason to run up a large balance that comes with high interest fees when you do not pay it off during the month. Be smart and keep more of your dollars.

As you look to have more of your money around starting today, will you be smart about how you spend it?

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